You don’t have to do this alone; there are charities that help with medical bills.
When your child is sick or hospitalized, you want to devote as much time and attention to them as you can. And you’ll do whatever it takes to help them feel better. But insurance doesn’t always cover the expenses. Fortunately, there are charities that help with medical bills and other bills related to medical expenses.
Copays, deductibles, and medications add up quickly. The good news is that there is help available. Throughout the U.S., you can find charities that help with medical bills, transportation and lodging costs, as well as other financial obligations that arise. You don’t have to deal with medical expenses by yourself.
At Cameron’s Crusaders, our mission it to provide support to people in this struggle. And we are just one of many charities that help with the financial obligations that insurance doesn’t cover. There are organizations as small as your local church to national nonprofits that are there to help give you a hand up when you need it. The hardest part sometimes is knowing where to look.
That’s why we’ve put together a short list of organizations, both national and in our local Massachusetts area, that may be able to offer help. Though we aren’t affiliated with these organizations, we do hope you find this to be a useful and helpful guide.
Charities that help with medical bills
1. Your hospital
Don’t overlook the hospital or doctor’s office where you are receiving care. Many hospitals can work with you to offer financial assistance with your bills, and they may also be able to direct you to other organizations or programs that can help you.
2. State programs
There are many state programs available through individual states. Contact your state’s Department of Human Services (also called the Department of Social Services or Health Services). State funded programs may include TANF (Temporary Assistance for Needy Families), Medicaid, or Supplemental Security Income (SSI).
3. The HealthWell Foundation
Healthwell assists patients in covering copayments, health care premiums, and some deductibles. HealthWell has helped over 200,000 patients since its founding in 2003
4. The Leukemia & Lymphoma Society
The mission of LLS is to cure leukemia, lymphoma, Hodgkin’s disease, and myeloma. As part of their mission, they also provide financial assistance for copayments and insurance premiums to qualified patients. Additionally, they offer assistance to patients with specific medical conditions.
5. CancerCare Copay Assistance Foundation
CancerCare was founded in 1994 to help patients cover the cost of chemotherapy and specific treatment drugs. They help 180,000 people each year afford insurance copayments.
6. The Catastrophic Illness in Children Relief Fund
The Catastrophic Illness in Children Relief Fund is operated by the Massachusetts Executive Office of Health and Human Services. This fund helps cover copayments, as well as expenses beyond the amounts allowed by insurance coverage.
7. The Pan Foundation
The Patient Access Network (PAN) helps patients cover the out-of-pocket costs for the treatment of dozens of rare and life-threatening diseases. The Foundation updates their website daily with the funding status and availability of financial help within each of their many programs.
They also offer an instant eligibility decision, so you don’t have to wait for treatment. Since 2004, The Pan Foundation has assisted over 500,000 patients cover medical expenses.
We know there is no greater pain than having a sick child. We also know that insurance doesn’t cover non-medical financial burdens like your rent, mortgage, gas bills, or travel expenses. If you’re facing the challenge of paying for life maintenance and medical care for your child, get in touch with us. Help might be closer than you think.
Is there an organization we should add to this list? Let us know in the comments. The more we can work together to help others, the better off we all are.